Borrow Marketplace
Looking to lend instead? Go to the Lend / Investment marketplace.
Your Borrowing Power
Maximum Borrow: -
Interest Discount vs. Bronze: -
Loan History: -
Default Rate: -
Collateral - ▸
Collateral is locked from your STAKED CCT or your oETH balance (the receipt you got for staking ETHTEST) - never your liquid/spendable CCT. Borrowed funds are paid out in YEN-e.
Staked CCT (lockable): 0
oETH - staked-ETHTEST receipt (lockable): 0
Locked Collateral - CCT: 0 | oETH: 0
Instant Self-Funded Borrow - ▸
YEN-e Balance: 0
Your rate starts from your credit tier's base rate and moves with your collateral's recent market price (see Borrowing Power above for your current discount).
Create a Borrow Request
Post an open request for lenders to browse and fund - unlike instant self-funded borrow, you set the terms you're willing to accept and a lender competes for your business.
Live Loan Offers
Lenders competing for your business - sort by any column.
| Interest | Duration | Available | Lender Reputation | Symbol | |
|---|---|---|---|---|---|
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Your Loans
Default Protection
We never punish immediately. If your OETH-collateralized loan's collateral value falls below 120% of what's owed (or a due-date loan goes overdue), your loan moves through a graduated sequence, each step giving you a real chance to fix it before anything is taken: Warning (an alert - add collateral or repay) → Margin Call (add collateral, repay part or all, or close voluntarily - your Mining Power is still untouched) → Grace Period (72 hours to act) → Liquidation (only once the grace period actually expires - seizes only the proportional slice of your collateral needed to cover the debt, never more, refunding the rest). If liquidation still can't fully cover the lender, you get one more chance - a 24-hour Final Redemption window to repay the exact shortfall and keep your Mining Power. Only if that window also expires does the shortfall reduce your Mining Power (scaled to how much was actually missed, never a flat penalty), with the lender's Mining Power gaining the mirror amount.