Trust score & tier
Every reputation event
Governance weight
Balance & tier rewards
Continuous REPT mining
Full PoSR explainer
Who holds the most RC
Trade RC for real-world trust
Tier: -
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Balance: - REPT
A one-time REPT reward mints automatically the first time your reputation climbs into a new Credit Tier - Silver, Gold, Diamond, then Genesis. Dropping and climbing back through a tier you've already reached doesn't re-mint it.
REPT is now also mined continuously, not just earned in one-time tier rewards above. Your Mining Power score determines how much REPT you earn each mining epoch - the higher your trust, repayment history, staking, governance participation, validator involvement, successful lending, and account age, the more you mine.
Ranked by real REPT ("Reputation Credit") balance. The top 5 RC holders are this network's governance "executives" - a live-computed cutoff, not an election or a persisted role. Executives get a narrow, separate voting lane on governance.html to set how much weight Infused real-world trust carries.
Trade RC for real-world trust: burn some of your RC balance and record a public, self-attested reason. This is never independently verified - it's a disclosed statement, not a proof. In return, your wallet's future continuous REPT mining gets a small, permanent boost (capped), scaled by the network's currently-set "real-world trust weight."
Your RC balance: - REPT
Every wallet has a single trust score - Reputation - on a 1-100 scale. It never reaches zero: even at the floor, there is always a path back through honest participation. Pulled live from the same numbers the network enforces (nothing here is hand-typed or able to drift out of sync with the code).
A tier is just a labelled range over Reputation - not a second score. Larger loans, lower interest, governance weight, and validator preference are all gated off whichever tier a wallet currently sits in.
The first time a wallet's reputation ever climbs into a new tier, it mints a one-time REPT reward. Dropping out of a tier and climbing back into it later does not re-mint the reward. Jumping several tiers in a single move pays the full cumulative total, not just the destination tier's. These one-time amounts are intentionally small now - continuous mining (below) is the dominant, ongoing way REPT is earned.
On top of the one-time tier rewards above, every wallet in good standing continuously mines REPT ("Reputation Credits") in proportion to its Mining Power score - a weighted blend of Trust Score, Loan Repayment History, Staking Activity, Governance Participation, Validator Participation, Successful Lending, and Account Age. A Network Contributions factor is named in the design but has no real data behind it yet, so it's shown at 0% weight rather than faked. Mining happens automatically in the background roughly once a day - there's nothing to claim or activate.
CreditChain isn't plain Proof of Stake - owning CCT alone is never enough to become a validator. Becoming and remaining a validator requires both a real CCT stake and a real Trust Score, and which validator produces each block is chosen by a weighted mix of stake, reputation, and uptime - not simply whoever staked the most. Security comes from three independent layers: Economic Security (CCT stake), Social Security (Trust Score), and Economic Productivity (continuous Reputation Credit mining, described above). An attacker has to defeat all three at once, not just outspend everyone else.
Validators who miss their turn, double-sign, or otherwise attack consensus are penalized on three fronts at once, not just one: a Trust Score penalty, a real seizure of a slice of their staked CCT (burned, never redistributed), and a strike toward a permanent ban - repeated serious violations remove a validator's privileges for good, with no way back. Because Mining Power is computed live from Trust Score and validator uptime, a slashed validator's Reputation Credit mining rate drops automatically too, with no separate mechanism needed.
Validator income is a block reward plus real transaction fees. The block reward follows a controlled-inflation schedule that declines over time, so validator income becomes increasingly dependent on transaction fees rather than new issuance - the same "increasing scarcity, sustained incentive" tradeoff real fixed-supply networks use. Total CCT supply is capped.